Intelligent Real Estate Investments
Time and again history has shown us that one of the greatest sources of wealth comes from intelligent real estate investments. I hope you are one of those that realize you are in the right place at the right time. Invesdoor(TM) was created so that the average person could break into the world of real estate investment. Read More...
What About Private Lending?
If you have tried to get your mortgage note modified and opted to short sell the family home, this may be for you. In the case of a short sale two facts remain constant. First, you will sustain damage to your credit rating for at least 24 months. Second, you will have to move. There has traditionally been a third inevitability and that is that you would become a renter again. The latter is least preferable as it means the loss of some distinct tax advantages that come with home ownership. These will be discussed in a later article. In the meantime, the ...
To Modify or Not To Modify
That is the question. Depending on whom you ask, you may get an amusing variety of answers. In theory, loan modification should be an equitable arrangement in which the bank avoids taking back a property from a family that is in hardship. The family, in turn, would likely avoid losing their home and taking a broadside hit to their credit rating. That was the hope of the U.S. government when they decided to “bailout” the banks. Some of the money that went to these troubled banks was allocated for helping approximately 750,000 troubled families to save the family home. The idea ...
Increase Your Chances With A Network
“No man is an island” is an expression that best explains the subject of today’s discussion. The world of real estate investment is no different for the small, home-based investor than any other industry. It is always harder to “go it alone.” There is always strength in numbers. That is why I have long stated the need to attach oneself to a solid, stable REI group, if possible. The better organized the group, the bigger the benefit to the individual REI businessperson. Take, for example, marketing. If an individual decides to start advertising his business he will have to go through all ...
Behold The Missing Link
As you may already know, I have been a wholesaler of real estate opportunities for quite a few years now. One thing you may not know, however, is my secret key to consummating deals. Today I am going to reveal this well-guarded secret to the world. Let’s take an example from the many sincere folks losing their homes and selling them short. It’s no secret that their credit will take a hit broadside for no less than 2 years…and they will be required to work hard to heal the damage done during that ensuing 24 month period. No one wants to ...
Recognize This Growing Market
In the U. S. today, there is a growing segment of the homebuying population that has outpaced any other. Know what that is? It is single women. That’s right. For several years, now, this trend has been on the rise. For about 15 years the number of unmarried women owning homes has risen dramatically. In fact, the latest NAR profile of homebuyers and sellers now has the figure at twenty-two percent. There are, of course, several factors that have lead to this increase. Certain demographic trends are responsible. For example, improved education has enabled more women to pursue careers and seek financial ...
Why Dont I Try to do This On My Own
You worked harder than you ever thought possible to get through college and land that corporate dream job. Life was good….until reality set in. Right? The grim reality is that for most, their chosen careers meant very hard work and inadequate compensation for their time. So one day you made the decision to stop working for ‘the man’ and break out on your own. Start your own business. Your decision to start your own real estate investment business is one that you will not regret…provided you do it right! Unfortunately, most start-up businesses fail a short time after they start. The ...
Who’s Responsible for This, Anyway
We have heard a lot about the part Wall St. has played in the downturn of the housing market. And we cannot ignore the fact that certain government policies have allowed the banks free reign with the nation’s money without substantial accountability. Before we put the “black hat” of sole responsibility on these institutions, let’s examine another essential factor. There is a storm of epic proportions brewing as we speak. While the government is in crises, the largest market of the century is passing their peak spending years and a record number of these are heading into retirement. America is traditionally ...
When Do All These Foreclosure End
A number of realtors across the country can be heard making claims that we are ‘finally in a recovery.’ They like to site the summer’s sales figures as evidence. Let’s examine the facts so we aren’t mislead by, for all intents and purposes, the sales people. The labor Department has reported consumer prices rose 0.2% in September. For the year, consumer prices are down 1.3%. This provides the Federal Reserve incentive to hold interest rates at record-low levels with the idea of giving the economy a needed boost. In the week ending October 10, initial claims for unemployment benefits fell by 10,000 ...
Has The Real Estate Market Hit Bottom Yet
It is amusing to me to hear the variety of opinions on the economy. It’s funny how “experts” seem to emerge onto the scene while people grope for answers that would, hopefully, reveal a ray of hope. Nonetheless, our economy will do what it will do regardless of what the pundits predict. Earlier this year many housing markets across the country saw a 60% decline in retail values before the summer. Then the typical occurred. The 2nd and 3rd quarters enjoyed a slight gain in some markets while in others at least a slowdown in falling prices. Now some realtors are ...
Reasons For Buying Cheap Houses Now
“Buy low, sell high.” These words have continued to ring true throughout history. As with any timeless principle, some things never ‘change with the times.’ As author George Clason stated in his book The Richest Man in Babylon, that this basic principle of finance is ‘an insight that will aid one to acquire money, to keep money, and to make their surpluses earn more money.’ It is amazing to me how such a simple concept can be so foreign to the majority of people inj society. They imagine having lots of money and freely spending like their supply is limitless. Without ...
Should I Start My REI Business in a Recession
Strapped for cash! Economic uncertainty! Fear of the unknown! These are some of the emotions that govern the thinking of most people today. Nonetheless, the fact that real estate investment is still the smartest way to achieving financial independence remains irrefutable. Wasn’t it Carnegie who originally said to “get aggressive when everyone is fearful, and be fearful when everyone is aggressive?” Recently Warren Buffet was quoted as repeating the same adage. If these famously wealthy businessmen agree to that strategy, then one has got to get busy now! Earlier this year I was in San Francisco and saw a billboard. It read: ...
What About Private Lending?
If you have tried to get your mortgage note modified and opted to short sell the family home, this may be for you. In the case of a short sale two facts remain constant. First, you will sustain damage to your credit rating for at least 24 months. Second, you will have to move. There has traditionally been a third inevitability and that is that you would become a renter again. The latter is least... [Read more...]
To Modify or Not To Modify
That is the question. Depending on whom you ask, you may get an amusing variety of answers. In theory, loan modification should be an equitable arrangement in which the bank avoids taking back a property from a family that is in hardship. The family, in turn, would likely avoid losing their home and taking a broadside hit to their credit rating. That was the hope of the U.S. government when... [Read more...]
Increase Your Chances With A Network
“No man is an island” is an expression that best explains the subject of today’s discussion. The world of real estate investment is no different for the small, home-based investor than any other industry. It is always harder to “go it alone.” There is always strength in numbers. That is why I have long stated the need to attach oneself to a solid, stable REI group, if possible. The... [Read more...]
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About C.J. Lauria
In 1988 C.J. Lauria began investing in income properties in the Sacramento,California market. By 1990, he had acquired 2 apartment buildings with good cash flow. Nonetheless, the ensuing recession and the subsequent effects on rents and property values provided some painful, but valuable lessons with wonderful results. Read more... -
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